$1.7b+
Funding applications processed.
$20m+
In funding advanced to micro entities.
5+
SME focussed brands.
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This note offers an annual return of 12% annually (paid monthly) with a 1 year term. This note is secured by direct receivables.
Minimum Investment: $25,000
Accredited Investors Only.
This note offers an annual return of 12% annually (paid monthly) with a 2 year term. This note is secured by direct receivables.
Minimum Investment: $25,000
Accredited Investors Only.
This note offers an annual return of 16% annually (paid monthly) with a 3 year term. This note is secured by direct receivables.
Minimum Investment: $25,000
Accredited Investors Only.
For years, investors relied on the traditional 60/40 stock-bond portfolio to balance growth and income. But in today’s climate of market volatility, rising rates, and uncertain yields, that model no longer delivers the stability or performance many high-net-worth investors are seeking. To navigate this new landscape, portfolios increasingly need to include alternative assets that aren’t tied to the daily swings of the stock market.
One such alternative is receivables-backed secured notes. These investments are linked to diversified pools of merchant cash advances and small-business receivables, generating cash flows that can be pledged as collateral. By investing in this structure, accredited investors gain exposure to a non-correlated income stream with the potential to enhance yield and add meaningful diversification.
The operating company originates cash-flow advances to UK businesses. Those receivables are transferred to a bankruptcy-remote special-purpose vehicle (SPV), which pledges them as collateral for the notes. We oversees the accounts, ensuring collections flow back to investors according to a transparent priority of payments. This framework provides investors with a secured interest in the receivables pool while maintaining operational discipline and reporting transparency.
This opportunity is offered under Rule 506(c) of Regulation D, available exclusively to U.S. accredited investors. Minimum investments start at just $10,000, and investors receive regular interest payments along with detailed reporting on receivable performance. While investing in alternatives carries risk, including the potential loss of principal, secured notes backed by real cash-flowing assets can play a valuable role in modern portfolios.
In 2024, we've been nominated for Funder of the Year at the Credit Strategy Awards and also for Platform of the Year at the 2024 RFix awards.
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